As a business owner, it's important having a credit card that fits your demands. Using a personal credit card for company spending may cause uncertainty about which expenses are personal and what are for the firm. Hence, having a business credit card is essential.
However, due to many alternatives available, choosing the right one for your business can be difficult. Here, we'll look at the top five business credit cards that require an EIN for application in this year.
The best options is the Capital One Tap Card
This corporate credit card caters to companies who want a simple, flat-rate rewards program. This card is especially ideal for startups because there is no requirement for a security deposit and there is no annual fee. Additionally, it offers a 0% introductory APR on purchases for the first nine months, making it a good choice for businesses that need to make numerous purchases. This provides an option to earn endless 1.5% cash back on all transactions, making it a perfect choice for companies that want to not worry about collecting extra rewards in different categories. Additionally, the card comes with a range of benefits, including cash back on regular expenses and extra rewards on travel and dining - truly cost-effective choice for companies of all sizes.
Divi Card
{The distinctive business credit card enables organizations to earn rewards on everyday transactions and redeem those credits for money, travel, or gift cards. With the option to earn one percent money-back on all transactions, this card provides an excellent alternative for businesses that wish to earn points on their regular spending.
Ramp Card
This particular business credit card was created exclusively for startups and small enterprises. Featuring no yearly fee and the opportunity to earn limitless 2% cash back on every purchases, this card is a wonderful alternative for companies who want to receive rewards on the expenses without spend an annual fee.
This American Express Business Credit Card
The business credit card can be a great choice for companies that want to earn rewards on their regular business costs. With the chance to earn 4x rewards on these categories, this card is ideal for organizations that have a lot of travelling or eating costs. Furthermore, with a generous sign-up reward and no annual fee for the first year, this card is an outstanding choice for businesses of all sizes. It provides a variety of benefits, such as rebates on business supplies, advertising, and shipping. In addition, the card provides a website 0% introductory APR on purchases for the first nine months.
Citizens Bank Business Card
The corporate charge card is ideal for businesses that need to make large expenditures ahead. It features a 0% introductory APR on purchases for the initial nine months and no annual fee. Furthermore, the card provides a range of incentives, including rebates on ordinary business spending and extra rewards on travelling and eating.
Final thoughts
These are a few of the top business charge cards you can acquire in 2023 with just your EIN number. Whether you're a startup searching for a no-annual-fee card with a 0% introductory APR, or a business hoping to earn points on everyday purchases, there's a card on our list for you. Compare the attributes and perks of each card to find the one that's ideal for you.